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St Louis Bankruptcy Attorney: Will My Debts Get Knocked Out For Sure If I File Bankruptcy?

ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7

When you file a St Louis Chapter 7, all unsecured debts (such as credit cards, medical bills, payday loans, old gym memberships, etc.) are discharged (i.e. knocked out forever). If you were to file a St Louis Chapter 13, it is possible that some of your unsecured debts will be discharged as well (but some of these debts may be paid back through the Ch13 repayment plan). However, there are indeed some debts that cannot be knocked out. A description of those debts is provided below:

If you took out a credit card fraudulently (for example, you used someone else’s Social Security number), that particular debt will not be discharged. If you are sued in state or federal court, and are found liable of some sort of fraudulent action, then any damages you are ordered to pay cannot be discharged in a bankruptcy. If you owe back child support or spousal support, these debts cannot be discharged. There are also certain tax debts when you file a St Louis Chapter 7, all unsecured debts (such as credit cards, medical bills, payday loans, old gym memberships, etc.) are discharged (i.e. knocked out forever). If you were to file a St Louis Chapter 13, it is possible that some of your unsecured debts will be discharged as well (but some of these debts may be paid back through the Ch13 repayment plan). However, there are indeed some debts that cannot be knocked out. A description of those debts is provided below: If you took out a credit card fraudulently (for example, you used someone else’s Social Security number), that particular debt will not be discharged. If you are sued in state or federal court, and are found liable of some sort of fraudulent action, then any damages you are ordered to pay cannot be discharged in a bankruptcy. If you owe back child support or spousal support, these debts cannot be discharged. There are also certain tax debts that cannot be discharged (but a lot of the analysis involved with tax debts has to do with how old it is). And the general rule with regard to student loans is that they cannot be knocked out either (although there are some loopholes to that provision as well). Most people are worried about their regular debts (such as personal loans and lines of credit) not getting discharged. This is usually the case because personal loans and lines of credit are the most common forms of unsecured debts (and sometimes these creditors will make it sound as if they will not be discharged, which is terribly misleading). But if you are unsure as to how the bankruptcy process works, all you have to do is get in touch with us!! We will answer all your questions, describe all your rights and options, and help guide you through everything step by step!! The affordable St. Louis bankruptcy attorneys at Brinkman & Alter, LLC have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge. That cannot be discharged (but a lot of the analysis involved with tax debts has to do with how old it is). And the general rule with regard to student loans is that they cannot be knocked out either (although there are some loopholes to that provision as well).

ONLY $300 UPFRONT ATTORNEY FEES FOR A ST LOUIS CHAPTER 13

Most people are worried about their regular debts (such as personal loans and lines of credit) not getting discharged. This is usually the case because personal loans and lines of credit are the most common forms of unsecured debts (and sometimes these creditors will make it sound as if they will not be discharged, which is terribly misleading).

But if you are unsure as to how the bankruptcy process works, all you have to do is get in touch with us!! We will answer all your questions, describe all your rights and options, and help guide you through everything step by step!!

The affordable St. Louis bankruptcy attorneys at Brinkman & Alter, LLC have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.

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