It depends mainly on when you file your case. There are two main chapters of bankruptcy, and within each one, the court handles a tax refund very differently. ONLY $750 IN ATTORNEY FEES FOR A ST. LOUIS CHAPTER 7 In a St. Louis Chapter 7 bankruptcy, the Trustee is ordered…
It depends upon which chapter of St. Louis bankruptcy you file. In a St. Louis Chapter 7 bankruptcy, the length of time from start to finish is generally about three (3) to four (4) months. In a St. Louis Chapter 13 bankruptcy, the length of can be between three (3)…
It depends on two main things: 1) which chapter of bankruptcy you file; and 2) whether or not the debt in question was jointly held between you and your ex-spouse. Debt that you incurred jointly with your spouse while you were married (like a credit card or loan) can almost…
It’s actually rare that you would have to pay back every single one of your debts in a St. Louis bankruptcy. But then it depends very much on which chapter of bankruptcy you file. In a St. Louis Chapter 7 bankruptcy, all of your unsecured debts (such as credit cards,…
This is a possibility, but it is dependent upon the timing of when you filed your case, and which type of bankruptcy you filed. There are two main types of consumer bankruptcies that an individual (or married couple) may file. And I will discuss each, and describe how a potential…
There are a few situations in which someone would have to, or prefer instead, to file a St. Louis Chapter 13 bankruptcy. These situations may not apply to every person, but it is important to understand whether your particular circumstances would benefit from a Missouri Chapter 13. These circumstances will…
The easiest way in order to stop a foreclosure of your home is by filing a St. Louis Chapter 13 bankruptcy. This type of bankruptcy will stop the foreclosure from going through, and allows you to repay the arrearage over a period of time. When you fall behind on your…
No, filing a St. Louis bankruptcy does not mean that you will automatically lose everything you own (including the shirt off your back). But there are many precautions that need to be in place first. Because in certain situations, it is in fact possible to lose something you wish to…
The answer to this question is completely dependent upon your particular set of circumstances. There are several common scenarios under which someone would file a St. Louis bankruptcy (and there are a great many facts common to each bankruptcy petition that is filed). But in the end, it comes down…
The main way in which someone stops a home foreclosure is by filing a St. Louis Chapter 13 bankruptcy. Filing such a petition before the foreclosure date will stop the sale, and give you an opportunity to repay the arrearage (what you have fallen behind on) over a period of…