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St Louis Bankruptcy Lawyer: Why Do People Think That Filing For Bankruptcy Will Put Them In A Worse Position?

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I personally believe this is the case because of all the bologna that creditors tell people. Creditors will go out of their way to make people think that filing a St Louis bankruptcy will result in nothing but negative consequences in the future (like a horrible credit score, never being able to take out a loan again, never being in a position to purchase real estate, etc.).

I even had a client one time tell me that the reason why she would not file for bankruptcy is because a creditor informed her that she would lose her right to vote if she did!! (By the way, that is inaccurate. No one loses their right to vote because of a bankruptcy filing).

So as you can see, there is a great deal of misinformation that floats around about bankruptcy. Fortunately, all of it is untrue (and mostly made up crap).

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After filing, your credit score will improve dramatically (by as much as 100 points within the first year). You will absolutely be able to secure new lines of credit (like credit cards or personal loans; not that you’d run right out and apply for a whole new set of cards!). And you will be in a great position to purchase new “big ticket” items, such as real estate or vehicles (although it is important to point something out: the longer you wait to purchase real estate or vehicles after filing bankruptcy, the better; Why? Because the longer you wait to make such a purchase, the higher your credit score will have a chance to climb. The higher your credit score, the more favorable position you will be in to negotiate a better deal).

The best way for you to understand how the St Louis bankruptcy process works is to set an appointment to come see us!! We will answer all your questions, describe your full range of options, and help guide you through everything step-by-step!!

The affordable St. Louis bankruptcy attorneys at Brinkman & Alter, LLC have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.

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