ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 BANKRUPTCY
No, they cannot threaten you. With anything, at any time. But just because they are not supposed to make any sort of threats doesn’t mean that they will in fact obey the law. The United States Congress recognized long ago that the collection industry is filled with companies that practice very aggressive (and sometimes harsh) tactics in their attempts to collect on a past due debt. Below is a brief description about how that law protects you:
The Fair Debt Collection Practices Act (FDCPA) is a federal statute that tightly regulates what a collector may do when it tries to collect on a debt (whether it is a phone call, a letter, an email, a voicemail, whatever). These restrictions put a tight reign on the industry because the collection industry has proven over time to be a sector of the economy that uses methods that most Americans deem irresponsible (hence the passage of the FDCPA in the 1970s).