ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 When you file a St Louis Chapter 7, all unsecured debts (such as credit cards, medical bills, payday loans, old gym memberships, etc.) are discharged (i.e. knocked out forever). If you were to file a St Louis Chapter 13, it…
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 There is only one way that a creditor can place a levy upon your checking account: by getting a judgement against you in court. This judgment must first be achieved before the creditor may take any such aggressive actions against…
ONLY $300 UPFRONT ATTORNEY FEES FOR A ST LOUIS CHAPTER 13 A lot of people mistakenly believe that a St Louis Chapter 13 bankruptcy is the wrong route to take. This is because most people are familiar with the Chapter 7 option (in which unsecured debt is knocked out, and…
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 BANKRUPTCY No, they cannot threaten you. With anything, at any time. But just because they are not supposed to make any sort of threats doesn’t mean that they will in fact obey the law. The United States Congress recognized long…
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 BANKRUPTCY I get this question a lot right around tax season (from January to April, and sometimes thereafter). The concern, of course, is that if you file a St Louis bankruptcy, you will end up losing the refund. But it…
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 If you are sued by a creditor, and that creditor receives a judgement in its favor, it may execute on that judgement by garnishing up to 25% of your net earnings. But again, the only way that a garnishment may…
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 Yes, you can. The reason why is because most business-related debts are personal guaranteed by an individual. If an individual personally guarantees a business debt, it is nothing more than an unsecured creditor / debtor relationship (and therefore subject to…
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 Not nearly as long as you might think. In most cases, your credit score will improve by about one hundred (100) points within the first year after filing a St Louis bankruptcy. And then you can expect your score to…
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 No, there are some debts that are described as “non-dischargeable”. These debts would include the following: back child support, back spousal support, most student loans, most tax debts, and any debts that you may have incurred fraudulently. But these are…
ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 The chances of you having to appear in front of a judge after filing a St Louis bankruptcy are about zero. There is one (and only one) courthouse appearance that you’ll have to make. But it is not in front…