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St. Louis Bankruptcy Lawyers Blog

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St Louis Bankruptcy Attorney: Can Medical Bills Be Discharged In A Bankruptcy?

ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 Yes, a St Louis bankruptcy will get rid of such debts. Medical and hospital bills are unsecured debts (much like credit cards and payday loans). And they are therefore dischargeable in a St Louis Chapter 7 bankruptcy (and very frequently…

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St Louis Bankruptcy Lawyer: Can My Tax Debts Be Paid Back Inside A Bankruptcy?

ONLY $300 UPFRONT ATTORNEY FEES FOR A ST LOUIS CHAPTER 13 Yes, they can be paid back with a St Louis Chapter 13 repayment plan. Tax debts are considered to have priority status with the Bankruptcy Court, so those kinds of debts are paid to the taxing authority ahead of…

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St Louis Bankruptcy Attorney: Biggest Misperceptions About Filing For Bankruptcy

Over the years, I’ve had a lot of people ask some questions about how a St Louis bankruptcy works. Most of the questions are straightforward and on point. But I’ve also received questions from individuals that show there is a lot of confusion about how the bankruptcy process works. Below…

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St Louis Bankruptcy Lawyer: Will Filing For Bankruptcy Ruin My Credit Rating Forever?

ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 Nope, not at all. In fact, quite the opposite. Getting rid of your unsecured debts (like credit cards, medical bills, payday loans, etc.) by way of a St Louis bankruptcy will strengthen your credit score over a relatively short period…

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St Louis Bankruptcy Lawyer: If I’m A Construction Worker, Can I Keep My Tools If I File For Bankruptcy?

ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 No, you usually do not lose the tools of your trade when you file a St Louis bankruptcy. Most of the time, those items are completely protected (by way of federal exemptions). So your hammers, screws, saws, and other basic…

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St Louis Bankruptcy Lawyer: Do I Have To Include My Spouse If I File For Bankruptcy?

ONLY $675 ATTORNEY FEES FOR A ST LOUIS CHAPTER 7 No, you do not. Even if you are married, you can still file a St Louis bankruptcy by yourself (i.e. individually). However, the bankruptcy code requires that all household income be disclosed to the court. So if your spouse earns…

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St Louis Bankruptcy: Why Would I Want To File A Chapter 13?

ONLY $300 UPFRONT ATTORNEY FEES FOR A ST LOUIS CHAPTER 13 Most people believe that a St Louis Chapter 13 bankruptcy is undesirable (or that it will not extend to them any benefits). But there are many situations in which a Ch13 makes more sense than a Chapter 7. Below…

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