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St Louis Bankruptcy Attorney: Can Medical Bills Be Discharged In A Bankruptcy?


Yes, a St Louis bankruptcy will get rid of such debts. Medical and hospital bills are unsecured debts (much like credit cards and payday loans). And they are therefore dischargeable in a St Louis Chapter 7 bankruptcy (and very frequently in a St Louis Chapter 13).

The cost of medical care in this country has stabilized a bit since the introduction of the Affordable Care Act (commonly referred to as “Obamacare”), which means that the upward trajectory of medical bills for people has at least not gone up as quickly as it has in the past.

But nevertheless, medical debt is still a huge concern for many millions of Americans. So much so that just one procedure can essentially put you in the poor house. And that’s even when you have decent health insurance!!

A St Louis Ch7 will also take care of the rest of your unsecured debt as well. So all your credit cards, payday loans, utility bills, overdrawn bank accounts, etc., will get discharged by the court along with the medical bills. And the filing of a bankruptcy will also put an end to any wage garnishment your dealing with, a bank levy that has frozen your checking account, or lawsuit that has been filed against you.


Most medical bill departments will send you letter after letter demanding money. And eventually they will turn the debt over to a collection agency. With all the calls, threatening letters, and rude remarks, the pressure will build up (and make you feel as if there is nowhere to turn!)

We have a much different plan in mind for you!! We will want to get those debts knocked out altogether. Our specialty is in filing bankruptcies in the St Louis area so that you can get back on your financial feet. In order to achieve that goal, we will want to meet with you in person, answer all your questions, thoroughly describe your full range of options, and help guide you through the process from start to finish!!

The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.

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