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St Louis Bankruptcy Attorney: Can I Use My Tax Refund To Get My Bankruptcy Filed?


Yes, you can. And in fact, you can pay for your St Louis bankruptcy fees in any way you see fit (over any time period, or by just about any method). The only form of payment that cannot be accepted is a personal credit card (which obviously makes sense!). Below is a more thorough explanation of how you can pay for your bankruptcy:

Most attorneys that practice bankruptcy law will charge somewhere between $1,500 to $300 in attorney fees for their services. Now if you looked at the $300 figure, and started to get excited, let me fill you in on a couple of things: YOU GET WHAT YOU PAY FOR!! Law firms that advertise such low prices are exactly what you would expect them to be (rip-off artists).

Then there is a filing fee that is set by the court. Any time you do something in the court system, and you wish to initiate a legal proceeding (whether it is a divorce, a breach of contract, or a bankruptcy), the court will assess a fee to file the case. In the Eastern District of Missouri, the filing for a St Louis Chapter 7 is $335; for a Chapter 13, it is $310.

Some law firms will also charge a fee to run your credit reports (we always suggest this fee be paid because how important it is to make sure that all of your creditors get listed). This fee can be anywhere between $30 – $60.


Finally, there is a fee that will need to be paid towards a Pre- and Post-Counseling Course. That fee can range from anywhere between $40 – $60.

So for example, at our firm we charge the following in fees for a standard St Louis Chapter 7: $675 attorney fees (and as mentioned above, the court charges a filing fee of $335, and for an individual filing there is a fee of $33 for the credit reports), for a total of: $1,043

But the best way to understand your rights and options is to get in touch with us right away!! We will answer all your questions, and help guide you through the process from start to finish!

The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.

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